What Is the Appraisal Fee for a Houston Rental Refinance?

Houston rental property appraisals cost $400–$700 for single-family homes and $500–$1,000 for multi-unit properties. Paid upfront when ordered.

• What to know: Understand every dollar involved in refinancing to make sure the math works for your Houston rental.
• Houston context: Houston closing costs are competitive with other major Texas markets. Title insurance rates are state-regulated, providing some cost predictability.
• Action step: Negotiate lender fees, shop title companies, and calculate your break-even point before committing to any refinance.

Bottom Line

The true cost of refinancing goes beyond the rate — factor in all closing costs and calculate how long it takes to recoup them through lower payments.